Wiktoria Wolfson

When it comes to long-term care insurance, many families hope for peace of mind knowing that help is available for aging loved ones. However, the reality of the situation can be quite different. Some policyholders find themselves in a tough situation when claims are denied, even after years of paying…

Getting a Long-Term Care (LTC) Insurance claim approved for home care can be a complicated process. Insurance companies tend to have strict requirements, and missing even small details can delay or jeopardize approval. Understanding the requirements, preparing the proper documentation, and scheduling…

When people think about long-term care insurance, the first thing that usually comes to mind is the cost. While no one wants to pay their premiums, there’s value in knowing that if you ever need support, the cost won’t fall entirely on you or your loved ones.   Often, people don’t realize they…

For many individuals and families, interpreting a policy’s language, benefit details, and requirements can feel overwhelming. At LifeWorx, we guide clients through this process every day. Here is a breakdown to help you make sense of your coverage and how to get the most from it.   Step 1: Locate…

When your loved one needs care, the last thing you want to do is work through insurance paperwork, confusing claim requirements, or delayed reimbursements. Many families turn to independent caregivers thinking it’ll be simpler or less expensive than working with a home care agency. What they don’t…