When your loved one needs care, the last thing you want to do is work through insurance paperwork, confusing claim requirements, or delayed reimbursements. Many families turn to independent caregivers thinking it’ll be simpler or less expensive than working with a home care agency. What they don’t…

In this white paper, we’ll explore the critical role of third-party nursing assessments during the approval process for long-term care (LTC) insurance coverage. We’ll explain the standard assessment methodology, potential impact on LTC insurance claims, and best practices throughout the process.…

This white paper provides a comprehensive guide for policy holders who face a denial in their long-term care insurance (LTC) claim and to equip policyholders with the necessary knowledge and strategies to successfully appeal and overturn a denial. The document outlines the common reasons for LTC insurance…

As the need for long-term care (LTC) arises, it is imperative for policyholders to understand the process of initiating a claim under their long-term care insurance policy. This white paper aims to demystify the steps involved in making a claim, ensuring that policyholders can efficiently access their…