A few months ago, an elderly gentleman called our long-term care agency and spoke with one of our team members. He was caught in a battle between his doctor’s office and his long-term care options provider. The insurance company wasn’t clearly communicating what they needed from him, so he was unable to let his doctor’s office know. After speaking with one of our trained staff members, he was able to get his claim approved in two months.
He is now receiving quality long-term care with one of our caregivers using his insurance. They have helped him manage his blood pressure and get stronger and healthier. Before he came to LifeWorx, he was quite frail and easily confused and we knew he needed our help. We share this story as a classic example of the importance of follow up and attention to detail. After his experience, he called his team member his angel.
You may not know if your parents have long-term care insurance—a policy that helps cover the costs of care when a person has a chronic medical condition, disability, or a disorder such as dementia or Alzheimer’s disease. This may even be the first time you’ve even heard the term. However, many of our clients invest in senior long-term care coverage. Whether it was because their employer offered it or they decided to plan for their future on their own, the sooner someone begins to explore long-term care options, the better for them and their family.
Long-term care for the elderly can be complex to navigate, especially when it comes to insurance. Each long-term care provider and policy is different. Waiting periods can vary, as well as the conditions required to activate the insurance coverage. The daily, monthly, and lifetime maximum caps can also vary. In addition, policies may differ in whom they cover—some couples have dual or spousal insurance that allows the benefits to transfer from one partner to another if necessary. Still, long-term care options for seniors do exist.
If you believe your loved one has long-term care insurance, we suggest you have a professional review the policy or ask LifeWorx to advise you. We have worked with all major policy providers to ensure our senior long-term care clients are qualified and that services are covered to bring you maximum benefit. Let us take care of the administrative aspects of long-term care for your loved one, from assessment to devising a care plan and processing invoices, payments, and reimbursements.
We believe that a full understanding of the long-term care options available is essential to family members. Download our white paper to learn more about the type of coverage, and how to get the most out of a long-term care policy.
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It’s best to call the location closest to where care is needed. This way, the care coordinators and office staff are familiar with the caregivers and can provide the most fitting caregiver for you. All our offices work together as one team.
Just 20 miles outside of Manhattan, Great Neck’s quaint and upscale village sits home to Long Island’s flaship office. The location is considered one of the most affluent towns in the country. Within a 20 minute radius of our newest location, sits three reputable luxury upscale facilites. The population is curated for the needs of the office with 17.5% of the population aged 65 years or older. Of this population 12.2% had someone living alone who was 65 years of age or older. Our clients love the area due to the pristine golf courses and proximity to The Long Island Sound, making the serene location the inspiration for F. Scott Fitgzerald’s “The Great Gatsby”.
With over 50 nursing and rehabilitiation facilities in Suffolk and Nassau county alone, we at LifeWorx have had to educate ourselves on the importance of Long Term Care Insurance here in Long Island. We are here to serve as the liaison between us and your Long-Term Care policy, so you can focus on what’s important, spending time with those you love in the Long Term.
1) Check out Museum Row – Located in Garden City, this education metroplex is a destination for The Long Island Children’s Museum, The Nassau Firefighter’s museum, The Cradle of Aviation Museum, and The Nassau County Veterans Museum. You could easily fill a few days learning about everything from earth and science to F-14 planes.
2) Step Back in Time – The Old Bethpage Village Restoration includes 51 historic buildings such as an inn, a store, and a church in order to give an accurate depiction of pre Civil War life. Actors will even come to dress in costumes to recreate this custom colonial life.
3) Stroll through Americana – Once called The Rodeo Drive of the East Coast, with over 60 international boutique in location, Americana in Manhasset is home brand names like Christian Dior, Dolce & Gabbana, Donna Karen, Gucci, and Fendi
4) Explore the outdoors with The Sands Point Park and Preserve – Featuring hiking grounds and trails that lead to the Long Island Sound, this spot is perfect for a leisurely stroll or a cross-country skiing excursion on a winter day. Don’t forget to check out the castle-like mansions; Hempstead House, Castle Gould, and Falaise. Falaise, built by Harry S. Guggenheim houses antiques dated back to the 16th century with renowned pieces of Renaissance art.
5) Play with the Pros – Bethpage Black course, home of the U.S Open in 2002 and 2009 is the only public Golf Course on The PGA Tour. Its difficulty level brings some of the sport’s top players. If you’re not in the mood for the links, you can also picnic, hike, play tennis, or horseback ride in the surrounding state park.
6) Take in the Triple Crown – Belmont Park is one of the oldest tracks in the nation for the sport of thoroughbred racing. Even if there is a day without a race, you can enjoy the fine dining, picnic facilities, and petting zoo the park has to offer.
7) Visit the Presidential Summer Home – Theodore Roosevelt, our 26th President of The United Stated referred to Sagamore Hill as his “Summer White House”. He resided here until his death in 1919. Managed by the National Parks Service, the park also features an Audubon Center and Songbird Sanctuary.
8) Head to the Beach – Jones Beach State Park is the largest public beach in the world with 6.5 miles of uninterrupted beach front. The boardwalk itself spans two miles. As you stroll the boardwalk, make sure to look out for local basketball games, deck games, a miniature golf course, and free concerts. You can also fish from the piers or go bird watching at the Theodore Roosevelt Nature Center. While heading towards the ocean, make sure to check out the equally as impressive Long Beach, a quintessential surf town with laid back vibes.
9) Graze through the Gardens – Long Island is home to some beautiful pastures. The Planting Fields Arboretum State Historic Park in Oyster Bay allows you and your family to wander the grounds of the Gold Coast and its formal gardens and greenhouses. Old Westbury Gardens also opens up for mansion and garden tours.
10) Hike “Merrick Mountain” – Once a landfill, this landmark represents the commitment to environmental preservation in Long Island, saving the taxpayers more than $42 million. This 52-acre facility is perfect for picnicking, fishing, and wildlife. Take a tour by foot or rent a kayak. You may even see a Nigerian dwarf goat, maintaining the weed overgrowth.
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We welcome you to visit our Long Island LifeWorx location for an in-person consultation. Success for us is finding the perfect local match for your family while maintaining clear and consistent communication.Contact Us Today!